Portland Furniture & Mattress is proud to offer easy in-store financing options to help you take home the furniture you love—without needing perfect credit. Review the options below to find the plan that works best for you.

Get what you need today with no credit required.

Acima offers a lease-to-own financing option designed to be fast, flexible, and accessible.

Apply Now!

Key Benefits & Details

•    90 Days Same as Cash: Pay off your balance within 90 days and avoid interest.
•     No Credit Needed
•    Early Buy-Out Option Available
•    In-Store Purchases Only
•    Leasing fee due at purchase: $50.00
•    Lease terms: 12 or 16 months
•    If not paid in full within 90 days, interest may range from 150%–200% over the full lease term
•    Best option if you plan to pay off your purchase within the first 90 days.

Extra time, same flexibility—no credit required.

Snap gives you a longer no-interest window while still allowing early payoff.

Apply Now!

Key Benefits & Details

•    100 Days Same as Cash
•    No Credit Needed
•    Early Buy-Out Option Available
•     In-Store Purchases Only
•    Leasing fee due at purchase: $49.00
•    Lease term: Up to 18 months
•    If not paid in full within the promotional period, interest may range from 150%–200% over the lease term
•    Best option if you want a little more time than 90 days to pay off your purchase without interest.

Have Questions? We're here to help!

Contact us or stop by the store to speak with one of our team members. We'll walk you through the details and help you find the best option for your budget.